- Home Loans Overview
Owning your dream home is within reach with Citi. Take your pick from our range of mortgage loans that has something for everyone. Whether it's a housing loan that helps you buy your first property, or refinancing your original bank mortgage, we're here to help you find the best loan for your needs.
It's a home loan with lots of choices.
- Brand new 3 in 1 features - adjustable, stable, and predictable. Your mortgage rate is linked to the market trend, and the adjustment of your mortgage rate is completely decided by the market.
- Consolidate your finances into one account. You can deposit your salary and savings into Homecredit account; every dollar you deposit will deduct the principal of your loan amount, thereby reducing the daily interest.
- A combination of traditional Mortgage Loan and Mortgage Power. Mortgage Flex consists of fixed principal and interest payments along with a line of credit. You may use the revolving credit line for future investment.
- Provides high mortgage loan-to-value, and maximum mortgage tenor up to 30 years. Fixed monthly payment for principal and interest helps you relieve your mortgage loan burden.
- A revolving credit line based on market value of your property. You pay interest for only the portion of the credit line used. A great money management tool for small to medium business owners.