Home Loans

Mortgage Loan

Mortgage Loan
Product Features

Product Features

  • High mortgage loan to value.
  • Maximum mortgage period up to 30 years.
  • Fixed monthly payment for principal and interest helps you relieve your mortgage loan burden.
The Benefits You Can Enjoy

The Benefits You Can Enjoy

  • Enjoy Citibank's competitive interest rate. Refinance your existing home loan with Citibank and save interest.
  • Convenient payment choices include payment through Postal Remittance, Inter Bank Remittance Service, Citibank Online, Automatic Deduction, Telephone Transfer, and ATM Payment.
  • 24-hour CitiPhone Banking.
How to Apply

How to Apply

You need to be a citizen or permanent resident of Taiwan aged 20 to 60 with good credit history. Call mortgage hotline 0800-012123 for further assistance.

Q & A

Q & A

Monthly interest = mortgage amount x mortgage rate x actual days / 365
For example, if you borrow 3 million with mortgage rate of 4.50%, your monthly interest = 3 million x 4.50% x 30 days/365 = 11,096
The monthly payments for housing loans remain the same for the duration of the loan. Each payment consists of two parts: interest and principal. For housing loans on a floating rate, the interest portion depends on the current market. When the market changes, Citibank will inform customers by mail how the loan is affected.
The following example is based on a 20-year loan of one million dollars.
Mortgage Rate Monthly Payment
4.50% 6,326

(expressed in NT$)

Yes, Citibank will pay back your previous mortgage loan at other banks.